When Can We Stop Working For Money?

Not “if.” Not “eventually.”

A real answer – built around the retirement you actually want, not just the one your super balance happens to afford.

The Person Behind The Advice

Meet Vineet Singh

For Vineet, good financial advice is about making the complex feel clear, helping people understand where they stand, what comes next, and how to stay on track for the future they want.

As Founder and Director of Astonia Private Wealth, and a Certified Financial Planner and SMSF Specialist, Vineet works with professionals, families and investors to turn financial complexity into practical, personalised strategies.

His approach starts with listening. From retirement and superannuation to investments, SMSFs and long-term wealth planning, every strategy is shaped around what matters most to you.

Because financial planning is not just about managing money. It is about creating clarity, direction and confidence for the future.

It’s the question you ask at 2am & never out loud.

You do the maths in your head sometimes. On the drive home. Lying awake. If we kept going like this for five more years… if the kids are off our hands soon… if super keeps growing the way it has…

Then Monday comes and the question goes back in the drawer.

You’re not avoiding it because you don’t care. You’re avoiding it because nobody’s given you a straight answer — just calculators that assume you’re a spreadsheet, and “it depends” from everyone you ask.

You don’t want a guess. You want someone to actually work it out with you.

Most people start with the wrong question.

They ask “how much do I need?” before they’ve actually worked out what retirement is supposed to look like. So they end up chasing a number that’s either too vague to mean anything, or borrowed from someone else’s idea of retirement.

We start somewhere else.

Question 01

Question 02

Question 03

The 10 years before retirement matter more than any other 10 years.

It’s when your income is usually at its highest. When debt can realistically be cleared. When extra super contributions do their most work, with the most time left to grow. And it’s the last real window to course-correct if something’s not on track.

Most people coast through this decade instead of using it – because nobody’s shown them it’s different from the other ones.

Used well, it can be the difference between just getting by in retirement and actually living the version you pictured. Used carelessly, and it quietly closes the gap on options you’ll wish you still had.

This is the decade we help you use properly.

We help you achieve goals that are actually yours - & actually realistic.

Not a fantasy retirement borrowed from a magazine, and not a number picked out of thin air. A goal that’s genuinely yours, checked against your real numbers, and a clear plan to actually get there — or as close as your circumstances allow.

How we build your plan

People just like you, asking the same question

Trusted reviews showing how structured advice helps families protect wealth, make confident decisions and plan calmly for the future securely

    
 
 
       Posted on Google  
   
   Judy Clemson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Vineet has been advising me since last 5 years. My investments have done exceptionally well and I can retire comfortably. I definitely recommend Vineet to my family and friends.
  
 
      Posted on Google  
   
   Amit Vats 
 
 
 
 Trustindex verifies that the original source of the review is Google. We were referred to Vineet last year for financial advice regarding SMSF. Vineet has been very patient, humble and helpful in all our interactions. We have been able to achieve what we set out to.
  
 
      Posted on Google  
   
   Chris Kiem 
 
 
 
 Trustindex verifies that the original source of the review is Google. I am very happy with the service Vineet provided. I have had a long and complicated entry into residential aged care and Vineet has made the journey very efficient and pleasant. Thank you Vineet.
  
 
      Posted on Google  
   
   Tram Luong 
 
 
 
 Trustindex verifies that the original source of the review is Google. Navigating SMSF can be daunting for those lacking financial expertise, like us. Thankfully, Vineet's financial advice has empowered us to make well-informed decisions about our super fund. I appreciate your ongoing support and hope your business experiences steady expansion.
  
 
      Posted on Google  
   
   Katie Battisti 
 
 
 
 Trustindex verifies that the original source of the review is Google. We highly recommend Vineet! The level of service we've received has been outstanding. He paid close attention to every detail of our financial plan and took the time to explain everything clearly, ensuring we fully understood all our options. What really impressed us was the regular check-ins—making sure we were comfortable with every step of the process. His advice was always up to date and tailored to the current financial landscape, giving us peace of mind that we were making the best decisions for our future. If you're looking for a knowledgeable, attentive, and trustworthy advisor, this is the person to go to!
  
 
      Posted on Google  
   
   Tony Adnum 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have been looked after by Vineet and previously by Errol for a number of years. They have been very helpful and professional in their dealings with us. Especially recently when, due to her health, Catherine had to go into aged care. We thoroughly recommend Antonia. Tony & Catherine Adnum
  
 
      Posted on Google  
   
   Bryan Cole 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can recommend Vineet to my family and friends. He has helped us with our investments and superannuation since more than 10 years.
  
 
      Posted on Google  
   
   feiqing he 
 
 
 
 Trustindex verifies that the original source of the review is Google. Vineet has been helping us since last 10 years with our retirement and super . He has been a good and trusted Financial Advisor.
  
 
      Posted on Google  
   
   Louraine Davis 
 
 
 
 Trustindex verifies that the original source of the review is Google. I find Vineet very knowledgeable and he explains things very simply and easy to understand.
  
 
      Posted on Google  
   
   anki mavani 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you, for your advices related to our insurances and financial structure. I would surely recommend Vineet, who's knowledge in this industry is matchless.
  
 
  
  
 
 
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